Funding opportunities for students

Social benefits must not be used to finance studies. This is why many students take on part-time student jobs or pursue gainful employment to the extent permitted.

There are more than 2,000 scholarship providers in Germany who support students, especially in advanced semesters. The individual service agreement is negotiated by contract. As a rule, applications must be submitted one year in advance. Scholarships are repayment-free.

Alternatively, you can take out a student loan or apply for benefits under the Federal Training Assistance Act (BAföG).

With the Federal Training Assistance Act, the state mainly supports students, but also pupils and trainees who have their permanent residence in Germany and cannot finance their education themselves or through the support of their legal guardians.

Half of BAföG benefits consist of a state grant. The other half is an interest-free loan. Continued approval during the course of study is tied to proof of successful participation.

BAföG benefits are usually only granted during the standard period of study. Repayment of the loan must begin no later than 5 years after the end of the maximum funding period. Payment in installments is possible.

The amount to be repaid is lower if you complete your studies particularly quickly or well or if you make the repayment in one lump sum.

You can apply for BAföG benefits from the student services at your university or from the Office for Training Assistance at your place of training or place of residence, depending on the type of training.